Fraudsters have used stolen credit and debit card numbers for years. With technology developing and new and easier ways of obtaining other's personal information, more efficient and effective ways of combatting this fraud are in dire need. Several different fraud detection techn…
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Son yıllardaki finansal krizler, İslami finansın özellikle de islami bankacılık sisteminin ekonomik ve finansal dünyadaki önemini ve gücünü etkili bir şekilde göstermiştir. Sistemin bu gücü, akademik araştırmacılara ve finans kurumlarına İslami bankacılık sisteminin etkinliğini …
This dissertation is composed of three empirical studies on banking, credit and the macroeconomy. The first chapter revisits the Roaring Twenties (1920s) to investigate how shocks to credit supply originating from the financial sector interacted with stock prices and macroeconom…
Housing is the most important class of consumption good and there is evidence of a strong link between housing and business cycles. In 2008 a global financial crisis caused partially by severe and dramatic reductions in property values, put the spotlight on the lack of guidance …
This dissertation includes three essays in economic history and applied microeconomics. In the first chapter, I investigate the intergenerational effects of a negative shock in wealth for African Americans by examining the failure of the Freedman's Bank. I find that children of …
Credit scoring can be influenced by the credit history of a customer, among other elements that contribute to granting loan decisions. Loan prediction for defaulters in advance can support the financial organizations in undertaking pre-emptive measures to evade granting loans to…
Despite being governed by several laws aimed at preventing racial inequality in access to housing and credit resources, the mortgage lending market remains a contributor to racial and place-based disparities in homeownership rates, wealth, and access to high-quality community re…
This dissertation examines the Atlantic-scale economic boom and bust economy of the 1850s and the economic origins of mass political antislavery in the U.S. Old Northwest during the boom years. The decade’s economic expansion began with the inflation of money and credit througho…
More than ten years after the financial crisis of 2008, which sparked America’s Great Recession, many citizens are still asking why no high-level bank executives were prosecuted for criminal fraud. This question becomes even more perplexing when they remember that many powerful …
This thesis explores the growth of small-money lending in the 1910s and 1920s U.S. through an analysis of the Morris Plan, a banking company and later corporation that specialized in lending to working-class customers. As the U.S. urbanized in the late 19th and early 20th centur…
The emergence of knowledge management (KM) as a practical business discipline is connected to the growing realisation that knowledge is an essential resource for organisations to retain sustainable competitive advantages. The SECI model, proposed by Nonaka and Takeuchi (1995) be…
The Kuwaiti economy has witnessed remarkable changes especially since the oil boom in the 1970s. Kuwait is one of the world's richest countries in terms of GNP per capita (WBA, 1997). However, the country has hitherto been entirely dependent on oil exports and as petroleum price…
The main objective of this research is to examine the relationship between the internal and external service quality dimensions in Egyptian commercial banks. To achieve this objective, the thesis introduced the internal–external service quality model which proposes that the inte…
This thesis is the result of a study of consumers' saving behaviour in Iraq. It is an empirical investigation of consumers' attitudes towards commercial banking services with special reference to savings accounts in Iraq. A number of research objectives and related hypotheses we…
Demand for construction Project Finance has developed in recent years as construction projects have become more elaborate requiring more expensive and specialised technologies for their execution. Contractors' involvement with banks when operating in the United Arab Emirates usu…