İçinde bulunduğumuz yüzyıl içinde ekonomiler, gün geçtikçe birbirine, daha çok bağlı hale gelmektedir. Bu durum beraberinde, artan sıklıklarla karşımıza çıkan finansal krizlere yol açmaktadır. Bu süreçte bankacılık sektörü de geleneksel faaliyetleri dışında birçok alanda yer alm…
The Real Estate Development Fund (REDF) in Saudi Arabia was created in 1974 as part of the overall plans to modernize the country, ease the housing shortage by giving interest-free loans and induce the private sector to participate in the development of housing construction. The…
The long-run cost function of the commercial banks in the kingdom of Saudi Arabia was estimated in this study. The transcendental logarithmic (translog) functional form was chosen as the most appropriate and flexible form for achieving this purpose. The data cross-section and ti…
This study examines the impact of economic concentration on commercial bank portfolio behavior in Kuwait. The study is designed to take into account variations in the demand for bank credit, fluctuations in the levels of foreign as well as domestic rates of returns, liability ma…
The purpose of this study was to investigate the Islamization of banking in Pakistan. Pakistan introduced an interest free Islamic Banking System on January 1, 1981. A gradual switch from traditional banking system to Islamic banking system was promised. The Islamization of bank…
The study attempts to determine the extent which the financing activities of the Islamic Development Bank conform with the Islamic principles of finance and banking, as expressed in the provisions of its charter. The analysis of these activities focuses on the modes of financing…
This dissertation explores the nature of coordinated networks as an alternative organizational device for Development Banking Institutions (DBIs) management organization, in developing countries (DCs), rather than the traditional hierarchical organization. The above problem stat…
The international development community argues that sustainable poverty alleviation is not just a matter of increasing income; it requires the participation and empowerment of the poor. A related question is whether organizations that are hierarchical can implement successful po…
From 1960 to 1978, a handful of limited surveys by the Central Bank, Ministries of Trade, Commerce, and Economic Development, and the major universities produced tentative results which suggested that both the deposit building and credit creation capabilities of the banking syst…
In recent years off-balance sheet activities (OBS) of commercial banks have increased. Bank regulators have proposed that some OBS items be included in calculating a risk-based capital requirement. Given the growing role of OBS activities and the attendent problems for bank regu…
This thesis is mainly concerned with the efficiency and competitive behaviour of the commercial banks in Malaysia for the period 1994 - 2000. Firstly, efficiency, either technical or cost, is defined as a relative concept. Technical efficiency is derived from a production fronti…
This dissertation is entitled "Essays in the International Economics of Credit and Banking". It comprises three essays. The first essay develops an empirical model of international credit with moral hazard and the risk of repudiation to examine (i) the determinants of the intert…
This research is an application of a gap model adapted to determine internal service quality. The model provides an adaptation of a globally recognized instrument (SERVQUAL) commonly used to measure service quality. The main adaptation of this model and instrument is that they w…
The first chapter of this thesis provides empirical evidence on the role of fundamentalists and technicians in determining the movement of the exchange rate for a currency which is pegged to a basket of currencies. This paper uses a new data set and a new fundamental variable. T…
Measurement and analysis of banking efficiency has received increasing attention in applied economics in recent years due to the rapid globalization of the financial industry and consequently, increasing competitiveness in international financial markets. Efficiency in a general…
This thesis analyses the market structure, competitiveness, efficiency, and performance of the GCC countries' banking sector over the period 1993–2002. The study first examines the banking industry concentration using the concentration ratio of three largest banks (CR3) and Herf…
Online banking can increase the velocity of money in an economy. In a developing economy with a rudimentary information infrastructure, embracing online banking requires change and evolution. Banks in the Kingdom of Saudi Arabia are facing significant competition from large, mul…