This is the first-known study conducted in the United States on the determinants of the intended use of Islamic banking and financial services by U.S. Muslims. An extended Theory of Planned Behavior (TPB) model was tested, using structural equation modeling (SEM). The hypothesiz…
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The regional coordination toward financial integration of the ASEAN economies started in the aftermath of the 1997 Asian crisis. Along with banking structural reforms in individual countries, several regional financial integration initiatives were launched to promote regional fi…
The purpose of the quantitative descriptive correlation study was to understand whether leaders of financial institutions considered operational risks when making decisions. A 6-point Likert scale questionnaire surveyed 30 leaders from 30 publicly held Small, Midsize, and Large …
The growth of microfinance over the past two decades has been nothing short of astounding. Fueled by a mixture of good intentions and the potential to earn profit the industry quickly became the development world's new silver bullet to end poverty as many microfinance institutio…
This phenomenological study explored the lived experiences of Information Technology (IT) and business managers in the oil/gas and IT/telecoms companies in Nigeria to better understand how they maximize returns from IT investments. The resource-based view theory was used to conc…
The main goal set for this work is to investigate and analyze the Islamic financial and banking market in the USA, specifically its development, evolution, and perspectives and to find out whether the USA is an attractive financial market to offer Shariah compliant products and …
During financial crises, the profitability of businesses often tends to be eroded. Managements, therefore, aim to minimize inefficiencies in the operations of their business organizations. This study analyzes operating and profit efficiency of 24 leading commercial banks from fi…
This dissertation includes three essays in microfinance. Using primary data from Bangladesh, the first essay examines the role of bank-borrower relationships in the application and approval of microcredit. The empirical findings suggest that the likelihood of applying, and being…
Intellectual capital can generate value to organizations and improve the performance of the organizations. To understand the relationship between intellectual capital and the performance of organizations, a quantitative correlational study was conducted to analyze the relationsh…
The purpose of this quantitative nonexperimental study, grounded in conventional economic efficiency theory, was to compare the change in efficiency of different banks, specifically Islamic and Western, that occurred during the 2007 to 2009 economic downturn, using 2006 as basel…
In the first chapter, I analyze the effect of various risks faced by commercial banks on the executive compensation in banking industry. Executives in any industry are, on average, risk averse if their compensation is not tied to the long term performance of the firm. Commercial…
The dearth of knowledge that clearly defines the relationship between investments in information technology (IT) and the financial performance of the Nigerian banking industry motivated the current study. IT investment and financial performance data were collected on 21 of the 2…
The persistent bank failures in the Nigerian financial system have been a major concern of the government, depositors, shareholders, and the general public because of the important roles banks play in the economy. The aim of this research was to determine why there have been per…
This paper uses pooled data from Turkey's largest microfinance organization to test if loans increase borrower income in the sample. Using savings deposits as a proxy for borrower income, the results show a statistically significant, positive correlation between loans and saving…
Recent studies suggest that the growth of financial sector depth and access can drive poverty reduction and economic growth, popularizing the idea that financial development can be used as a development tool. Combined with a growing awareness in the West of Islamic taboos agains…
The incidence of fraud in Nigeria has negative consequences on the economy and global perception of the nation. However, the impact of economic crime is even more devastating to Nigeria, being that it is an emerging economy and does not have the appropriate resources to combat t…
The Islamic banking and finance practices have been investigated in this dissertation in terms of their philosophical and economic underpinnings versus those of the western banking system, Islamic banking and financial management concepts, modern Islamic banking and finance prac…
Corporate social responsibility is presently defined by the World Business Council of Sustainable Development as persistent commitment by businesses to behave ethically and contribute to economic development while also increasing the quality of life of employees, their families,…
The problem . This study examined the relationships between national culture and strategic behavior in the banking industry in two countries, Jordan and the United States, representing the Arab and the Anglo cultures. Method . The data for this study were collected through quest…