One of the neglected aspects of the supply-leading finance strategy pursued in Bangladesh has been the viability of rural banks. Previous studies of Bangladesh nationalized commercial and development banks reported that many rural banks were not viable. The objective of this dis…
This dissertation examines the confluence of two social phenomena among the urban poor people in Metro Manila, Philippines. Grameen Banking, an effective strategy of poverty alleviation in Bangladesh, is now being used by over 30 nongovernment organizations (NGOs) in the Philipp…
This dissertation consists of three essays. The first essay investigates financial characteristics of bank mergers and acquisitions (M&A) in the U.S. banking industry, employing the most recent data available for U.S. banks. It is interesting, but not surprising, to find several…
This study is an ethnographic investigation of the process of participation and education among women members of the Grameen Bank in rural Bangladesh. The Grameen Bank ("village" bank) offers an innovative approach towards human development, and especially the development of wom…
This dissertation examines the financial sectors of two middle-income countries--Indonesia and Malaysia. This study extends the existing empirical work on capital structure by introducing shareholder concentration as an added determinant of financial sector distortions, and exam…
In this dissertation, we study the new public equity offerings made by former state-owned enterprises (SOEs) that have been privatized during the past fifteen years. Our sample consists of 507 new offerings, including 330 initial public offerings (IPOs) and 177 seasoned public o…
This study analyzes the explanatory power of some of the recent theories of capital structure of financial institutions and examines the relationship between business risk and leverage, and between risk-weighted assets and leverage of banks, in particular. The very nature of dep…
One unique type of exposure that many financial institutions and corporate treasuries encounter is repetitive or recurring interest rate or price exposure. When one is faced with repetitive or recurring interest rate exposure, a question arises as to which expiration month futur…
Up to now labeling perspective theorists have focused on how and why individuals or groups get labeled as being deviant. Research on how and why organizations, or more specifically large corporations, get selectively labeled as being deviant is virtually non-existent. This thesi…
This study examines the causes and nature of fraud and control measures to combat fraud in the Nigerian banking system. The study is intended to assist banks and companies to safeguard against occupational fraud and abuse, thus helping to identify exposures to loss and to enable…
This descriptive, cross-sectional, survey research study examined the potential of commercial banks in Nigeria to adopt, and strategically implement, information technology (IT). The purpose of the study was to survey executives at all Nigerian commercial banks (NCBs) to determi…
The main objectives of the study are to describe the development of the credit cards worldwide, in the Arab countries and in Egypt as well as to show that the credit cards business for Egyptian banks has high profitability and low risk. This is important for banking policy maker…
This study focuses on the establishment of an Economic Community of West African States (ECOWAS) common currency. It examines the political problems such as sovereignty, political instability and the economic problems such as monetary and trade ties with the old metropoles as th…
Between the years 1941 and 1982, the Mexican banking system experienced unprecedented growth and remarkably sound management. Historically, however, it was a banking system that did not fulfill the real financial needs for the Mexican economy. The explanation of why this happene…
The thesis studies problems of capital accumulation in the context of 20th century Middle Eastern economic development. It examines three debates using the tools of quantitative economic analysis. Each chapter analyzes the determinants of capital accumulation under specific inst…
The high cost of extending financial services to the poor has long been a serious impediment to their economic advancement. One popular solution across time and space has been to lend to small groups of borrowers rather than individuals, using the social relations among group me…
This research is exploratory and is intended to help us understand the diverse interests and forces that helped shape various developments in the Nigerian banking industry, during the pre-independence era. The study investigates the activities of colonial banks in British Nigeri…
This dissertation analyzes the links between financial markets, tax evasion, and economic growth in India and Malaysia. First, it develops a theoretical model to capture the dynamic response of capital accumulation to changing financial structures within an economy. Testing the …
This dissertation looks at the success of financial deregulation from two perspectives. First, it attempts to determine whether the liberalization measures were successful in generating prices that are market determined--in that they fully reflect the supply and demand condition…