Banking

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"Central banks occupy a unique space in their national governments and in the global economy. The study of central banking however, has too often been dominated by an abstract theoretical approach that fails to grasp central banks' institutional nuances. This comprehensive and i…

Fraudsters have used stolen credit and debit card numbers for years. With technology developing and new and easier ways of obtaining other's personal information, more efficient and effective ways of combatting this fraud are in dire need. Several different fraud detection techn…

This dissertation is composed of three empirical studies on banking, credit and the macroeconomy. The first chapter revisits the Roaring Twenties (1920s) to investigate how shocks to credit supply originating from the financial sector interacted with stock prices and macroeconom…

This dissertation includes three essays in economic history and applied microeconomics. In the first chapter, I investigate the intergenerational effects of a negative shock in wealth for African Americans by examining the failure of the Freedman's Bank. I find that children of …