Thesiss

Recent attention given to the role of institutions in explaining differences in economic outcomes often relies on implicit assumptions about the nature of institutions and institutional change that demand empirical confirmation. This dissertation constitutes a step towards devel…

The Community Reinvestment Act (CRA) is a federal law that requires private sector banks to grant low- and moderate-income communities access to credit. Federal agencies periodically monitor CRA activity and rate banks for compliance. As a community and economic development tool…