As restrições financeiras têm sido um tópico de pesquisa constante na literatura. Para micro e pequenas empresas o seu impacto é particularmente importante, considerando a sua dependência de crédito para sobreviver. Estas empresas são responsáveis por grande parte do dinamismo d…
The issue of risk management in banks has become the centre of debate after the recent financial crises. Several efforts have been made to improve the risk management and performance of banks including introducing the Basel Accords as well as risk management guidelines by centra…
The Saudi Government’s 2030 Vision directs local banks to increase and improve credit for the Small and Medium Enterprises (SMEs) of the economy (Jadwa, 2017). Banks are, however, still finding it difficult to provide credit for small businesses that meet Basel’s capital require…
As a result of globalization, the concept of Corporate Social responsibility (CSR) has become on the agendas of organizations over the past decade. The organizations in Kuwait are no exception; they have been striving to address and execute the best practices of CSR. The banking…
The present thesis examines the implications of ownership and institutions for corporate financing in Central and Eastern Europe. There are three empirical chapters (chapters 2, 3 and 4). Chapter two examines the role of business networks for firm external financing. Our central…
The main objectives of this study are to demonstrate the significance of customer service quality in the banking sector of Cyprus in order to enable managers in banking organisations to identify the determinants of customer perceptions of service quality and ultimately to provid…
This qualitative grounded theory study applied a systematic approach to exploring effects of employee performance management on employee learning and development within the Nigerian banking industry. Non-probability purposeful quota sampling yielded 29 one-on-one interviews with…
The 1997-98 Asia financial crisis provides a natural experiment to examine how firms adapt their strategic choices to the changing business environment. In this study, I investigate the evolution of the board and asset structure of the 83 surviving commercial banks in Hong Kong,…
This thesis examines market discipline exercised by Indonesian depositors and peer banks from January 1980 to December 1999. Discipline exists if risky banks are forced to pay higher interest and suffer deposit withdrawals. However, to be effective, market discipline requires mo…
The purpose of this dissertation is to estimate technical efficiencies and its determinants among Indonesian manufacturing firms, banks, as well as provincial economies over the period 1993 to 2000. Stochastic frontier analysis is used to achieve these aims. The technical effici…
This research focuses on an economic assessment of micro finance institutions (MFIs). Usually researches on MFIs consist of pure theoretical, empirical and institutional view. However, this study provides a different view by incorporating the financial model of MFI in a general …
This dissertation comprises three papers on foreign aid and governance. The first starts from the idea that international donors are often unable to sanction national governments that do not implement aid programs as agreed. It asks under what conditions aid is likely to reach i…
This paper uses pooled data from Turkey's largest microfinance organization to test if loans increase borrower income in the sample. Using savings deposits as a proxy for borrower income, the results show a statistically significant, positive correlation between loans and saving…
The purpose of the quantitative correlation study was to investigate the relationship between leadership styles (transformational, transactional, and laissez-faire), and job satisfaction among customer relationship officers in a Nigerian bank. A quantitative method with a correl…
A firm's level of debt versus its level of equity has important implications for its value as well as its cost of capital. However, there are opposing views among many researchers and corporate finance experts pertaining to a firm's optimal capital structure. Banks are responsib…
In South Africa, a number of banks have failed since 1990. Governance issues have been cited as possible reasons for these failures. The purpose of this study was to understand governance disclosures with specific reference to the African Bank. This study analysed the disclosure…
Bu çalışmamızda dünyada yaklaşık 30 yıllık, dünyada ise faizsiz/islami bankacılık adında 60 yıllık geçmişi olan katılım bankacılığının kendilerine özgü yatırım araçları ve bu yatırım araçlarının dünyadaki örnekleri kaleme alınmıştır. Bilindiği üzere Türkiye’de son olarak devlet …
The problem . This study examined the relationships between national culture and strategic behavior in the banking industry in two countries, Jordan and the United States, representing the Arab and the Anglo cultures. Method . The data for this study were collected through quest…
In recent years off-balance sheet activities (OBS) of commercial banks have increased. Bank regulators have proposed that some OBS items be included in calculating a risk-based capital requirement. Given the growing role of OBS activities and the attendent problems for bank regu…