Okuryazarlık kavramı, tarihsel süreç içerisinde içinde bulunulan toplumun koşulları ve ihtiyaçları doğrultusunda gelişmiş ve çeşitlenmiştir. 2008 küresel krizi, yeni okuryazarlık kavramlarından biri olan finansal okuryazarlık kavramını, bu kavramın önemini ve eksikliğini ortaya …
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O Brexit tem provocado alguma incerteza nos mercados, nomeadamente no europeu. Muitos estudos, estimativas e especulações foram feitas sobre os impactos económicos, no investimento, em termos sociais e até políticos. No âmbito da minha atividade profissional numa instituição fin…
Risk management in banking operations is a popular topic among researchers in the fields of management and banking. Due to developments in technology, research on financial technology has also become a hot topic. Banks and financial technology companies (fintechs) need to learn …
La Central de Riesgos es un registro de riesgos financieros, crediticios, comerciales y de seguros a cargo de la Superintendencia de Banca Seguros y AFP, donde se registra el endeudamiento financiero de las personas naturales y jurídicas, así como su conducta de pago representad…
The Carniolan Savings Bank was the first financial institution in the Slovenian territory. It was founded in 1820 in Ljubljana, the capital city of Carniola, a province in the Austrian part of the Habsburg Monarchy. This institution collected deposits and managed the credit oper…
The purpose of this research project was to compare data privacy regulations in the United States to the European Union’s General Data Protection Regulation. The research examined how the lack of regulatory harmonization creates risks to global financial institutions and their c…
This study focuses on the institutionalization of information security in the banking sector. This study is important to pursue since it explicates the internalization of information security governance and practices and how such internalization develops an organizational resist…
The effectiveness of Grameen Bank (GB) programs in promoting empowerment, as indicated by several variables, among its women participants was studied. The variables included income generation, decision-making concerning the use and distribution of household resources, participat…
In the first chapter, I analyze the effect of various risks faced by commercial banks on the executive compensation in banking industry. Executives in any industry are, on average, risk averse if their compensation is not tied to the long term performance of the firm. Commercial…
Transformational leadership is needed today to facilitate employee engagement and increase productivity. This quantitative survey study aimed to determine the connection concerning transformational leadership and engagement among personnel in the branch- banking sector in Bangla…
The growth of microfinance over the past two decades has been nothing short of astounding. Fueled by a mixture of good intentions and the potential to earn profit the industry quickly became the development world's new silver bullet to end poverty as many microfinance institutio…
This phenomenological study explored the lived experiences of Information Technology (IT) and business managers in the oil/gas and IT/telecoms companies in Nigeria to better understand how they maximize returns from IT investments. The resource-based view theory was used to conc…
This dissertation includes three essays in microfinance. Using primary data from Bangladesh, the first essay examines the role of bank-borrower relationships in the application and approval of microcredit. The empirical findings suggest that the likelihood of applying, and being…
This is the first-known study conducted in the United States on the determinants of the intended use of Islamic banking and financial services by U.S. Muslims. An extended Theory of Planned Behavior (TPB) model was tested, using structural equation modeling (SEM). The hypothesiz…
The regional coordination toward financial integration of the ASEAN economies started in the aftermath of the 1997 Asian crisis. Along with banking structural reforms in individual countries, several regional financial integration initiatives were launched to promote regional fi…
During financial crises, the profitability of businesses often tends to be eroded. Managements, therefore, aim to minimize inefficiencies in the operations of their business organizations. This study analyzes operating and profit efficiency of 24 leading commercial banks from fi…
The main goal set for this work is to investigate and analyze the Islamic financial and banking market in the USA, specifically its development, evolution, and perspectives and to find out whether the USA is an attractive financial market to offer Shariah compliant products and …
Intellectual capital can generate value to organizations and improve the performance of the organizations. To understand the relationship between intellectual capital and the performance of organizations, a quantitative correlational study was conducted to analyze the relationsh…
The purpose of this quantitative nonexperimental study, grounded in conventional economic efficiency theory, was to compare the change in efficiency of different banks, specifically Islamic and Western, that occurred during the 2007 to 2009 economic downturn, using 2006 as basel…