O objetivo deste trabalho final de mestrado é identificar e analisar quais as variáveis que têm maior impacto na evolução de Empréstimos não produtivos em Portugal (Non-Performing Loans). O período de análise será entre 2009 e 2019, tendo início após a crise de "subprime" de 200…
Information technology (IT) plays an important role in contemporary organisations and this role continues to expand in scope and complexity and affects business operations dramatically. Advances in the IT industry have caused major changes in every industry sector. The banking i…
This dissertation contains three chapters. In the first chapter, "Finance, Public Goods, and Migration'', I show that shocks to the supply of municipal credit affect both the quantity and quality of local public goods provision, and through this channel, resident migration. I us…
This dissertation investigates the role of financial markets as a driving force behind business cycle fluctuations and studies effective monetary policy responses that mitigate the negative economic impact of such fluctuations. The first chapter empirically investigates the cons…
The U.S. banking industry has experienced several technological and banking regulatory changes in the past two decades. This dissertation is composed of three papers that review and investigate how these banking and technological innovations have impacted depositors, bank provis…
This thesis studies the risk-taking behavior of banks, classified according to their ownership status and deposit collectability, operating in Turkey for the sample period 2004-2020. The aim of this thesis is to investigate whether the risk-taking behavior of development and inv…
The success of stokvels is driven by a purpose which is beyond money. Purposes differ but the crucial element is that they exist to assist the members to improve their lives. Stokvels play a diverse social, economic and traditional role in black communities. They, in so far as a…
In the thesis, were presented all chronological periods of the most costly crisis in the world and in Kazakhstan since independence 1991 and the impact of the current Covid crisis on the Republic of Kazakhstan economy. Crisis events took place in the both items: global economy a…
The Ghanaian banking industry has undergone several changes in the past decade because of the effects of the global financial crisis in 2008 resulting in the collapse of some banks in Ghana. The Bank of Ghana introduced many measures to make the banking industry in Ghana robust.…
This study empirically examines the effect of global financial integration on the profitability, efficiency, stock premia, funding and market liquidity conditions of the South African banking industry. The thesis uses a different dataset and methodology in each respective empiri…
This limited scope dissertation assesses whether banks registered in terms of the Banks Act no. 94 of South Africa (South Africa, 1990) are classifying financial instruments into their appropriate fair value hierarchy level, as well as the extent to which they are complying with…
The difference in the political cultures of the United States and Canada is a classic topic that has attracted the attention of generations of scholars. This difference is often said to be captured by the contrasting values expressed in their respective constitutions: “Life, Lib…
I use both theoretical and empirical models to assess how alternative measurement approaches to banks’ loan loss allowances affect lending when banks are subject to regulatory capital requirements. I find that: (1) the Current Expected Credit Loss (CECL) method increases loan lo…
“Little Manhattan,” the new international business and finance center of Istanbul, is the place where the dominant urbanization agenda, making Istanbul a world city, and the economic development agenda, financial liberalization, were strikingly articulated as two predominant dev…
The focus of this research is on evaluating the security of Computerised Accounting Information Systems (CAIS) in the Egyptian banking industry (EBI). The main objectives of this study are: firstly, to investigate the nature and main characteristics of CAIS in the EBI; secondly,…
Intellectual capital can generate value to organizations and improve the performance of the organizations. To understand the relationship between intellectual capital and the performance of organizations, a quantitative correlational study was conducted to analyze the relationsh…
In June 2014, the European Central Bank (ECB) cut its deposit facility rate by 10 basis points, setting it into negative territory in an attempt to stimulate economic growth. This new unconventional monetary policy tool's effectiveness is being extensively studied, mostly focuse…
By focusing on the relationship between financial stability and monetary policy for the cases of Chile, Colombia, Japan, Portugal and the UK, this thesis aims to add to the existing literature on the fundamental issue of the relationship between financial stability and monetary …
The financial crisis of 2007-2009 raised concerns regarding countries’ abilities to rescue their largest banks should a new crisis emerge. By focusing on European Union banks from 2001 through 2019, this dissertation investigates the impact of both absolute and systemic bank siz…