Longitudinal studies are a useful tool for investigating the course of chronic diseases. Many chronic diseases are progressive and can be characterized by a set of health states. We can improve our understanding of the natural history of the disease by modeling the sequence of v…
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In recent times, credit risk analysis has grown to become one of the most important problems dealt with in the mathematical finance literature. Fundamentally, the problem deals with estimating the probability that an obligor defaults on their debt in a certain time. To obtain su…