The persistent bank failures in the Nigerian financial system have been a major concern of the government, depositors, shareholders, and the general public because of the important roles banks play in the economy. The aim of this research was to determine why there have been per…
This paper uses pooled data from Turkey's largest microfinance organization to test if loans increase borrower income in the sample. Using savings deposits as a proxy for borrower income, the results show a statistically significant, positive correlation between loans and saving…
Recent studies suggest that the growth of financial sector depth and access can drive poverty reduction and economic growth, popularizing the idea that financial development can be used as a development tool. Combined with a growing awareness in the West of Islamic taboos agains…
The incidence of fraud in Nigeria has negative consequences on the economy and global perception of the nation. However, the impact of economic crime is even more devastating to Nigeria, being that it is an emerging economy and does not have the appropriate resources to combat t…
The Islamic banking and finance practices have been investigated in this dissertation in terms of their philosophical and economic underpinnings versus those of the western banking system, Islamic banking and financial management concepts, modern Islamic banking and finance prac…
Corporate social responsibility is presently defined by the World Business Council of Sustainable Development as persistent commitment by businesses to behave ethically and contribute to economic development while also increasing the quality of life of employees, their families,…
The problem . This study examined the relationships between national culture and strategic behavior in the banking industry in two countries, Jordan and the United States, representing the Arab and the Anglo cultures. Method . The data for this study were collected through quest…
This is a study of the acquisition of technological capabilities in manufacturing and services in a developing country. It analyzes the ways companies from two contrasting Indonesian industries improve their product and process know-how and considers how the policy and instituti…
One of the neglected aspects of the supply-leading finance strategy pursued in Bangladesh has been the viability of rural banks. Previous studies of Bangladesh nationalized commercial and development banks reported that many rural banks were not viable. The objective of this dis…
This dissertation examines the confluence of two social phenomena among the urban poor people in Metro Manila, Philippines. Grameen Banking, an effective strategy of poverty alleviation in Bangladesh, is now being used by over 30 nongovernment organizations (NGOs) in the Philipp…
This dissertation consists of three essays. The first essay investigates financial characteristics of bank mergers and acquisitions (M&A) in the U.S. banking industry, employing the most recent data available for U.S. banks. It is interesting, but not surprising, to find several…
This study is an ethnographic investigation of the process of participation and education among women members of the Grameen Bank in rural Bangladesh. The Grameen Bank ("village" bank) offers an innovative approach towards human development, and especially the development of wom…
This dissertation examines the financial sectors of two middle-income countries--Indonesia and Malaysia. This study extends the existing empirical work on capital structure by introducing shareholder concentration as an added determinant of financial sector distortions, and exam…
In this dissertation, we study the new public equity offerings made by former state-owned enterprises (SOEs) that have been privatized during the past fifteen years. Our sample consists of 507 new offerings, including 330 initial public offerings (IPOs) and 177 seasoned public o…
This study analyzes the explanatory power of some of the recent theories of capital structure of financial institutions and examines the relationship between business risk and leverage, and between risk-weighted assets and leverage of banks, in particular. The very nature of dep…
One unique type of exposure that many financial institutions and corporate treasuries encounter is repetitive or recurring interest rate or price exposure. When one is faced with repetitive or recurring interest rate exposure, a question arises as to which expiration month futur…
Up to now labeling perspective theorists have focused on how and why individuals or groups get labeled as being deviant. Research on how and why organizations, or more specifically large corporations, get selectively labeled as being deviant is virtually non-existent. This thesi…
This study examines the causes and nature of fraud and control measures to combat fraud in the Nigerian banking system. The study is intended to assist banks and companies to safeguard against occupational fraud and abuse, thus helping to identify exposures to loss and to enable…
This descriptive, cross-sectional, survey research study examined the potential of commercial banks in Nigeria to adopt, and strategically implement, information technology (IT). The purpose of the study was to survey executives at all Nigerian commercial banks (NCBs) to determi…